Sunil Soares. CEO YDC / Alex Scroggins, CTO YDC / Max Moeller Data Analyst, YDC

Federal National Mortgage Association (“Fannie Mae”) and Federal Home Loan Mortgage Corporation (“Freddie Mac”) have data valuations that are at least 3.5 times their respective market capitalizations. Taxpayers will benefit if these companies are allowed to unlock the value of their data in a manner that reduces their reliance on support from the U.S. Treasury. On the other hand, there are privacy and public policy considerations that may well outweigh any moves to unlock the value of their data.